7 Ways You Can Lower Your Property Tax Legally
In 2025, with home values on the rise and local governments looking for revenue, property taxes are becoming a burden for millions of homeowners. Explore proven ways to lower your bill — many people never realize what they’re missing out on.
1. Request a Property Tax Reassessment
Most homeowners never question their home’s assessed value. But if your property is overvalued, you’re likely overpaying taxes. File a reassessment request — and if the numbers don’t match current market conditions, you could see a big drop.
2. Look Into Homestead Exemptions
Many states offer homestead exemptions for primary residences. These can significantly reduce the taxable value of your home — especially if you're a senior, veteran, or disabled.
3. Challenge Inaccuracies on Your Tax Bill
Mistakes happen. Your tax record might list extra bathrooms, square footage, or features that don’t exist. Reviewing your property card and reporting errors can shave thousands off your bill — legally.
4. Take Advantage of Tax Caps and Freezes
Some counties offer assessment caps or freezes for long-term homeowners or retirees. These limit how much your tax bill can increase year-to-year, even if property values rise.
5. Apply for a Property Tax Relief Program
Many local governments have income-based tax relief programs. If you’re on a fixed income or meet certain criteria, you may qualify for partial exemptions — even if you’re not a senior.
6. Compare to Neighboring Properties
Look at similar homes nearby. If their taxes are lower, and you have similar square footage and features, you might have a strong case for appeal.
7. Hire a Property Tax Consultant (They Only Get Paid If You Save)
Some services specialize in fighting tax overcharges — and most only charge if they succeed. If you don’t have the time or energy to navigate the system yourself, this can be a zero-risk option.
