See If You Qualify For Weekly SSDI Payments
If you’re living with a disability, you may be eligible for Social Security Disability Insurance (SSDI) payments to help cover essential expenses. Many people don’t realize that they can receive these benefits on a weekly basis instead of monthly. If you’re wondering whether you qualify, read on to find out how SSDI can provide financial relief.
What Is SSDI?
Social Security Disability Insurance (SSDI) is a federal program designed to provide financial assistance to individuals who are unable to work due to a qualifying disability. SSDI is different from Supplemental Security Income (SSI) because it is based on your work history and past contributions to Social Security, rather than financial need.
Who Qualifies for SSDI?
To be eligible for SSDI, you must meet the following criteria:
Medical Condition Requirement: You must have a disabling condition that prevents you from working and is expected to last at least 12 months or result in death.
Work Credits: You must have worked and paid into Social Security long enough to earn sufficient credits. Typically, this means working five out of the last ten years before your disability.
Income Limitations: If you are earning more than Substantial Gainful Activity (SGA), which is $1,550 per month in 2024 (or $2,590 for blind individuals), you may not qualify.
How Much Can You Receive?
SSDI payments vary depending on your work history and previous earnings. In 2024, the average SSDI payment is $1,537 per month, but some recipients receive over $3,600 per month. By setting up weekly disbursements, you can better manage your finances and daily expenses.
How to Apply for SSDI Benefits
Applying for SSDI can take time, so it’s important to start as soon as possible. Here’s how:
Apply Online: Visit the Social Security Administration (SSA) website and complete the application.
Apply by Phone: Call the SSA at 1-800-772-1213 to begin your application.
Visit a Local SSA Office: Schedule an in-person appointment for assistance with your claim.
What You’ll Need to Apply:
Medical records proving your disability
Work history and earnings records
Social Security number
Bank account information (for direct deposit payments)
Additional Benefits of SSDI
Beyond monthly cash benefits, SSDI recipients may also qualify for:
Medicare (after 24 months of receiving SSDI)
Supplemental Security Income (SSI) (if you have limited income and resources)
Housing and food assistance programs
Vocational rehabilitation services
